Getting Familiar With Secured Personal Loan

High Risk Personal Loans Presents:Getting Familiar With Secured Personal LoanBy Franklin F SimanjuntakWondering what is the best type of loan for you? You might have done some research to answer this question for yourself but until now you can not figure out which is really the best one. There are so many types of loan but the renowned one is the secured personal loan. So now, I'm about to give

Personal Loans: Fixed Vs. Variable Rates

High Risk Personal Loans Presents:Personal Loans: Fixed Vs. Variable RatesThe issue of whether to choose fixed or variable rates on personal loans has no simple resolutions. Truth is that it all depends on your needs and on market variation expectations as there are also external variables that can affect the loan's affordability. It is important to know how these variables interact in order to

Understanding Your Personal Loan

High Risk Personal Loans Presents:Understanding Your Personal LoanBy Dan Robert CollinsA personal loan is exactly what it says it is; a loan you can use for personal reasons. You can use the loan to buy a new car, to pay for some needed home improvements or even paying off your credit card bills. Whatever you use it for, you need to make sure you understand it and know how to get the best

10 Best Bad Credit Personal Loans

High Risk Personal Loans Presents:10 Best Bad Credit Personal LoansBy Brenda BallentineWhen you need money and a regular bank loan is not an option because you've got bad credit, you need to find a reputable source where you can receive a personal loan to take care of your current cash crunch. The good news is that there are several hidden sources of loan money right under your fingertips that

Understanding Secured Loans and Its Implications

High Risk Personal Loans Presents:Understanding Secured Loans and Its ImplicationsBy John PreestHomeowner secured loans are dubbed as second charge loans or second charge lending. Tracing the roots, a charge was registered on land registry each time a credit is secured on the property. Mortgage lenders get the honor of possessing the first charge. Secured loans have the second charge. This

CBAs as "shakedowns"

From yesterday's New York Post, in an article about the controversial Willets Point redevelopment project:

Outgoing City Councilman Hiram Monserrate and some particularly dubious allies have succeeded in squeezing City Hall for a "community benefit" agreement requiring a vast tract of low-income housing to be included in whatever ultimately rises at Willets Point.

"Community benefit," of course, is a euphemism for "legal shakedown."

From a potential developer's perspective, it represents a pre-negotiated bribe paid to politicians and their allies for the right to attempt to create new jobs, and to bolster the city's revenue base.

But the practice is all the rage in New York these days. Similar requirements accompanied the recent Harlem rezoning deal, and "community benefit" shakedowns were integral to the new Yankee and Shea baseball-stadium projects.

The successful Willets Point developer now must agree to dedicate fully 35 percent of the undertaking to low-income tenants - up from a barely tenable 20 percent in City Hall's original proposal.

...

But Mayor Bloomberg and City Council Speaker Chris Quinn are behind it. And Monserrate and his allies are happy.

Now to find a developer.

Good luck with that.

Disadvantages of a Personal Loan

High Risk Personal Loans Presents:Disadvantages of a Personal LoanBy Jon JamesPersonal Loans are tailored to fit your needs. They help you turn your dreams into reality by giving you the money you need, when you need it, with terms that suit your situation. There are two types of personal loans: secured and unsecured.A secured personal loan may only be taken out if you offer collateral to your

Tips on How to Get a Guaranteed Bad Credit Personal Loan

High Risk Personal Loans Presents:Tips on How to Get a Guaranteed Bad Credit Personal LoanBy Robin O'BrienIf you have bad credit you may think you won't be able to get a guaranteed personal loan. However, you'd be wrong. The key to getting a cash advance loan is to forget about your credit history and concentrate on giving the lender the answers they want.First off, bad credit won't ever prevent

CBA talk in Oro Valley, AZ and Newark, NJ

Just a quick mention that CBAs have recently been discussed as policy tools by officials in Oro Valley, Arizona and Newark, New Jersey.

In Oro Valley, the town council agreed to support the use of CBAs at a meeting in August. The town planning and zoning director suggested that the town could maintain a list of approved mediators/facilitators for CBA negotiations, and a member of the planning and zoning commission emphasized how important it is for the community to have access to development information and to be educated about the development process.

In Newark, Deputy Mayor Stefan Pryor had some comments about community benefits at a panel about "the New Newark." As reported at the AtlanticYardsReport, Pryor emphasized the need to limit subsidies and encourage development that gives back to the community. He asked, "Will a project deliver jobs for our residents? Will a developer commit to a First Source compact where jobs will go to Newark residents first? Small [and] minority business contracting and green building sustainability are among our criteria." While not mentioning CBAs specifically, Pryor's remarks reflect an awareness that development should be accountable to all community members and equitable in its effects.